1st Class Credit Union savings rates

1 account listed. The highest rate is 4.00% AER on the Fixed Cash ISA 2026-2027 (fixed for 1 year).

FSCS protection: up to £120,000 per person across everything you hold with 1st Class Credit Union Limited.

Fixed term

Account	AER	Access	Min to open
Fixed Cash ISA 2026-2027ISABeats inflationUp to £20,000	4.00%	Fixed for 1 year	£50

Compare 1st Class Credit Union with every other bank

Who holds the money

Deposit-taker: 1st Class Credit Union, a trading name of 1st Class Credit Union Limited
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213700)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £1.98m at 30 September 2025 (latest published accounts).
Website: 1stclasscu.co.uk. Every "Go to bank" link we show for 1st Class Credit Union leads only to this domain.

This page lists every 1st Class Credit Union account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.