Is your money working?

About a third of savers don't know what rate they get. Find yours in your banking app or statement, put it in below, and Juno will show what the gap costs you in a year.

Your rate against the best easy access rate

My easy access savings are £Balance in pounds earning Your current interest rate, per cent%.

You could earn about £714 more a year. That's 4.57% with Oxbury Bank, the best easy access rate with no strings attached, against your 1.00%.

Inflation is 3.5% (CPI, September 2026). At 1.00%, your £20,000 buys about £483 less after a year, even with interest; at 4.57% it would keep ahead.

Tax-free instead: the best easy access cash ISA pays 4.65% (Ecology Building Society).

A year's interest at today's rates, before tax, easy access to easy access. Not sure of your rate? It's in your bank's app. In November 2025 Which? found the biggest banks paying 0.9% to 1.15% on easy access (source). What you type stays on this page.

See easy access accounts

Where to find your rate

In your banking app: open the savings account and look for "interest rate" or "AER".
On your annual savings statement, which banks must send you.
Old accounts are the usual culprits. Banks often launch a new account at a good rate and leave older ones behind on lower rates.
Money in a current account usually earns nothing at all.

Moving a cash ISA?

Ask the new provider to transfer it for you. Withdrawing it yourself can lose the tax-free wrapper.

This is a factual comparison, not advice. Figures are before tax and assume rates stay as they are for a year. Nothing you type here leaves your device.