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What the Budget, tax rules and the week's rate moves mean for UK savers, with the workings shown. Every week, Juno's Rate Report sets out what changed in savings rates, from banks' own websites. Facts only, never advice.

• Budget 2026Budget 2026: what it means for your savingsPublished 30 October 2026Tax on savings interest goes up 4 points from April 2027, but the cash ISA cut is scrapped. Here is what changed, when, and the sums on typical balances.
• Safety explainedIs my money safe? FSCS protection at £120,000, explainedPublished 30 October 2026Deposit protection rose to £120,000 per person per banking licence in December 2025. Here is what that covers, why some brands share one limit, and how joint accounts and big one-off sums work.
• Budget 2026Lifetime ISA after the Budget: the new 20% charge and the First-Time Buyer ISAPublished 30 October 2026Buyers of homes over £450,000 now keep their own money when they use a Lifetime ISA. A new First-Time Buyer ISA follows in 2029. The sums, and the rules that still apply.
• Tax explainedCash ISA or ordinary savings account? The sums after the BudgetPublished 30 October 2026A taxable account has to pay more to match a cash ISA once your interest is over your allowance. Here is how much more, at each tax rate, before and after April 2027.
• Tax explainedHow much savings interest can you earn tax-free?Published 30 October 2026Three allowances decide whether you pay tax on interest: the Personal Allowance, the starting rate for savings and the Personal Savings Allowance. Here is how they stack, with worked examples.