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Bank of China (UK) savings rates
4 accounts listed. The highest rate is 4.18% AER on the Personal All-in-One Fixed Term Deposit, 12 months (fixed for 1 year).
FSCS protection: up to £120,000 per person across everything you hold with Bank of China (UK) Limited.
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| Personal All-in-One Fixed Term Deposit, 12 monthsBeats inflation | 4.18% | Fixed for 1 year | £20,000 |
| Personal All-in-One Fixed Term Deposit, 6 months | 3.20% | Fixed for 6 months | £2,000 |
| Personal All-in-One Fixed Term Deposit, 3 months | 3.00% | Fixed for 3 months | £2,000 |
| Personal All-in-One Fixed Term Deposit, 24 months | 3.00% | Fixed for 2 years | £20,000 |
Compare Bank of China (UK) with every other bank
Who holds the money
- Deposit-taker
- Bank of China (UK), a trading name of Bank of China (UK) Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 467410)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £414m at 31 December 2024 (latest published accounts).
- Website
- bankofchina.com. Every "Go to bank" link we show for Bank of China (UK) leads only to this domain.
This page lists every Bank of China (UK) account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.