Banks and building societies A to Z
Charity Bank savings rates
9 accounts listed. The highest rate is 4.06% AER on the Ethical 3-Year Fixed Rate Account (fixed for 3 years).
FSCS protection: up to £120,000 per person across everything you hold with The Charity Bank Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Ethical Easy Access Account | 3.04% | Easy access | £5,000 |
Notice
| Account | AER | Access | Min to open |
|---|---|---|---|
| Ethical 93-Day Notice Account | 2.92% | 93 days' notice | £250 |
| Ethical 33-Day Notice Account | 2.89% | 33 days' notice | £250 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| Ethical 3-Year Fixed Rate AccountBeats inflation | 4.06% | Fixed for 3 years | £5,000 |
| Ethical 5-Year Fixed Rate AccountBeats inflation | 4.06% | Fixed for 5 years | £5,000 |
| Ethical 30-Month Fixed Rate AccountBeats inflation | 4.01% | Fixed for 30 months | £5,000 |
| Ethical 2-Year Fixed Rate AccountBeats inflation | 3.96% | Fixed for 2 years | £5,000 |
| Ethical 9-Month Fixed Rate AccountBeats inflation | 3.91% | Fixed for 9 months | £5,000 |
| Ethical 1-Year Fixed Rate AccountBeats inflation | 3.91% | Fixed for 1 year | £5,000 |
Compare Charity Bank with every other bank
Who holds the money
- Deposit-taker
- Charity Bank, a trading name of The Charity Bank Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207701)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £45.2m at 31 December 2025 (latest published accounts).
- Website
- charitybank.org. Every "Go to bank" link we show for Charity Bank leads only to this domain.
This page lists every Charity Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.