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Ford Money savings rates
6 accounts listed. The highest rate is 4.75% AER on the Regular Saver (Step-Up Saver) (regular saver).
FSCS protection: up to £120,000 per person across everything you hold with FCE Bank plc.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Flexible Cash ISAISABeats inflation | 4.21% | Easy access | £1 |
| Flexible SaverBeats inflation | 4.21% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| Fixed Cash ISA 3 YearsISABeats inflation | 4.15% | Fixed for 3 years | £500 |
| Fixed Cash ISA 2 YearsISABeats inflation | 4.10% | Fixed for 2 years | £500 |
| Fixed Cash ISA 1 YearISABeats inflation | 4.00% | Fixed for 1 year | £500 |
Regular saver
| Account | AER | Access | Min to open |
|---|---|---|---|
| Regular Saver (Step-Up Saver)Beats inflation | 4.75% | Regular saver | £25 / £200 a month |
Compare Ford Money with every other bank
Who holds the money
- Deposit-taker
- Ford Money, a trading name of FCE Bank plc
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204469)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £738m at 31 December 2025, for its group (latest published accounts).
- Website
- fordmoney.co.uk. Every "Go to bank" link we show for Ford Money leads only to this domain.
Complaints and reviews
- Complaints to the bank
- Complaints the bank itself reported to the FCA about banking and credit cards, for FCE Bank Plc.153 complaints opened; the bank upheld 60.8% of the complaints it closed. January to June 2026 (source)
These figures cover the whole firm behind Ford Money, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.
This page lists every Ford Money account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.