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Manchester Building Society savings rates
15 accounts listed. The highest rate is 5.75% AER on the Manchester Regular Saver (Issue 2) (regular saver).
FSCS protection: up to £120,000 per person across everything you hold with Newcastle Building Society, which also trades as Newcastle Building Society. Money in those counts towards the same limit.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Manchester Rainy Day SaverBeats inflation | 4.15% | Easy access | £1 |
| Manchester Single Access ISAISABeats inflation | 3.65% | Easy access | £1 |
| Manchester Double Access ISAISA | 3.45% | Easy access | £1 |
| Manchester Easy Access ISAISA | 1.80% | Easy access | £1 |
| Manchester Easy Access Saver | 1.80% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 5 Year Fixed Rate BondBeats inflation | 4.90% | Fixed for 5 years | £1 |
| 5 Year Fixed Rate ISAISABeats inflation | 4.90% | Fixed for 5 years | £1 |
| 2 Year Fixed Rate BondBeats inflation | 4.85% | Fixed for 2 years | £1 |
| 2 Year Fixed Rate ISAISABeats inflation | 4.85% | Fixed for 2 years | £1 |
| 18 Month Fixed Rate BondBeats inflation | 4.75% | Fixed for 18 months | £1 |
| 18 Month Fixed Rate ISAISABeats inflation | 4.75% | Fixed for 18 months | £1 |
| 1 Year Fixed Rate BondBeats inflation | 4.70% | Fixed for 1 year | £1 |
| 1 Year Fixed Rate ISAISABeats inflation | 4.70% | Fixed for 1 year | £1 |
Regular saver
| Account | AER | Access | Min to open |
|---|---|---|---|
| Manchester Regular Saver (Issue 2)Beats inflation | 5.75% | Regular saver | £1 / £250 a month |
| Manchester Regular Saver (Issue 1)Beats inflation | 5.40% | Regular saver | £1 / £500 a month |
Compare Manchester Building Society with every other bank
Who holds the money
- Deposit-taker
- Manchester Building Society, a trading name of Newcastle Building Society
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts).
- Website
- manchester.co.uk. Every "Go to bank" link we show for Manchester Building Society leads only to this domain.
This page lists every Manchester Building Society account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.