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Monument Bank savings rates

11 accounts listed. The highest rate is 4.56% AER on the Welcome Saver (easy access).

FSCS protection: up to £120,000 per person across everything you hold with Monument Bank Limited.

Easy access

AccountAERAccessMin to open
Welcome SaverBeats inflation4.56%Easy access£25,000
Easy Access Cash ISA Boosted RateISAIncludes bonusBeats inflation4.34%Easy access£10,000
Limited Access SaverBeats inflation3.74%Easy access£25,000
Easy Access SavingsBeats inflation3.52%Easy access£25,000

Notice

AccountAERAccessMin to open
95 Day Notice AccountBeats inflation4.09%95 days' notice£25,000
60 Day Notice AccountBeats inflation3.59%60 days' notice£25,000
45 Day Notice AccountBeats inflation3.58%45 days' notice£25,000
35 Day Notice AccountBeats inflation3.56%35 days' notice£25,000
7 Day Notice AccountBeats inflation3.54%7 days' notice£25,000

Fixed term

AccountAERAccessMin to open
12 Month Fixed Term DepositBeats inflation4.00%Fixed for 1 year£25,000
6 Month Fixed Term DepositBeats inflation3.75%Fixed for 6 months£25,000

Compare Monument Bank with every other bank

Who holds the money

Deposit-taker
Monument Bank, a trading name of Monument Bank Limited
Incorporated in
United Kingdom
Regulated
Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 849724)
Protection and disputes
Financial Services Compensation Scheme and Financial Ombudsman Service
Capital
Paid-up capital and reserves of £77.9m at 31 December 2024 (latest published accounts).
Website
monument.co. Every "Go to bank" link we show for Monument Bank leads only to this domain.

This page lists every Monument Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.