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OakNorth Bank savings rates
11 accounts listed. The highest rate is 5.21% AER on the Fixed Term 24 Months (fixed for 2 years).
FSCS protection: up to £120,000 per person across everything you hold with OakNorth Bank plc.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Easy Access TrackerIncludes bonus | 4.35% | Easy access | £1 |
| Easy Access Cash ISAISA | 2.75% | Easy access | £1 |
Notice
| Account | AER | Access | Min to open |
|---|---|---|---|
| 95 Day Notice TrackerBeats inflation | 4.12% | 95 days' notice | £1 |
| 90 Day Notice Account | 3.15% | 90 days' notice | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| Fixed Term 24 MonthsBeats inflation | 5.21% | Fixed for 2 years | £1 |
| Fixed Term 36 MonthsBeats inflation | 5.20% | Fixed for 3 years | £1 |
| Fixed Rate Cash ISA (36 months)ISABeats inflation | 4.83% | Fixed for 3 years | £1 |
| Fixed Rate Cash ISA (12 months)ISABeats inflation | 4.76% | Fixed for 1 year | £1 |
| Fixed Term 18 MonthsBeats inflation | 4.75% | Fixed for 18 months | £1 |
| Fixed Term 6 MonthsBeats inflation | 4.00% | Fixed for 6 months | £1 |
Junior ISA
| Account | AER | Access | Min to open |
|---|---|---|---|
| Junior Cash ISAISABeats inflation | 3.73% | Locked until 18 | £1 |
Compare OakNorth Bank with every other bank
Who holds the money
- Deposit-taker
- OakNorth Bank, a trading name of OakNorth Bank plc
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 629564)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £1,057m at 31 December 2025, for its group (latest published accounts).
- Website
- oaknorth.co.uk. Every "Go to bank" link we show for OakNorth Bank leads only to this domain.
This page lists every OakNorth Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.