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RCI Bank savings rates
6 accounts listed. The highest rate is 5.15% AER on the 2 Years Fixed Term Savings (fixed for 2 years).
FSCS protection: up to £120,000 per person across everything you hold with RCI Bank UK Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Freedom Savings AccountBeats inflation | 3.95% | Easy access | £100 |
Notice
| Account | AER | Access | Min to open |
|---|---|---|---|
| 95 Day Notice AccountBeats inflation | 4.30% | 95 days' notice | £1,000 |
| E-Volve Savings 14 Day Notice AccountBeats inflation | 4.00% | 14 days' notice | £100 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 2 Years Fixed Term SavingsBeats inflation | 5.15% | Fixed for 2 years | £1,000 |
| 5 Years Fixed Term SavingsBeats inflation | 5.00% | Fixed for 5 years | £1,000 |
| 1 Year Fixed Term SavingsBeats inflation | 4.80% | Fixed for 1 year | £1,000 |
Compare RCI Bank with every other bank
Who holds the money
- Deposit-taker
- RCI Bank, a trading name of RCI Bank UK Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 815220)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £724m at 31 December 2024 (latest published accounts).
- Website
- rcibank.co.uk. Every "Go to bank" link we show for RCI Bank leads only to this domain.
This page lists every RCI Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.