Banks and building societies A to Z
Starling Bank savings rates
3 accounts listed. The highest rate is 4.20% AER on the Fixed Saver (12 months) (fixed for 1 year).
FSCS protection: up to £120,000 per person across everything you hold with Starling Bank Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Easy SaverIncludes bonus | 4.00% | Easy access | £1 |
| Flexible Cash ISAISA | 2.50% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| Fixed Saver (12 months)Beats inflation | 4.20% | Fixed for 1 year | £2,000 |
Compare Starling Bank with every other bank
Who holds the money
- Deposit-taker
- Starling Bank, a trading name of Starling Bank Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 730166)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £1,046m at 31 March 2025, for its group (latest published accounts).
- Website
- starlingbank.com. Every "Go to bank" link we show for Starling Bank leads only to this domain.
Complaints and reviews
- Complaints to the bank
- Complaints the bank itself reported to the FCA about banking and credit cards, for Starling Bank Limited.15,223 complaints opened (3.09 for every 1,000 accounts); the bank upheld 44.5% of the complaints it closed. October 2025 to March 2026 (source)
These figures cover the whole firm behind Starling Bank, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.
This page lists every Starling Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.