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Tandem Bank savings rates
11 accounts listed. The highest rate is 5.06% AER on the 5 Year Fixed Term Saver (fixed for 5 years).
FSCS protection: up to £120,000 per person across everything you hold with Tandem Bank Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Instant Access Cash ISAISABeats inflation | 4.00% | Easy access | £1 |
| Instant Access SaverIncludes bonus | 3.40% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 5 Year Fixed Term SaverBeats inflation | 5.06% | Fixed for 5 years | £1 |
| 2 Year Fixed Term SaverBeats inflation | 5.00% | Fixed for 2 years | £1 |
| 3 Year Fixed Term SaverBeats inflation | 5.00% | Fixed for 3 years | £1 |
| 18 Month Fixed Term SaverBeats inflation | 4.90% | Fixed for 18 months | £1 |
| 1 Year Fixed Term SaverBeats inflation | 4.85% | Fixed for 1 year | £1 |
| 1 Year Fixed Rate Cash ISAISABeats inflation | 4.85% | Fixed for 1 year | £1 |
| 2 Year Fixed Rate Cash ISAISABeats inflation | 4.85% | Fixed for 2 years | £1 |
| 3 Year Fixed Rate Cash ISAISABeats inflation | 4.85% | Fixed for 3 years | £1 |
| 5 Year Fixed Rate Cash ISAISABeats inflation | 4.85% | Fixed for 5 years | £1 |
Compare Tandem Bank with every other bank
Who holds the money
- Deposit-taker
- Tandem Bank, a trading name of Tandem Bank Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204479)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £188m at 31 December 2025 (latest published accounts).
- Website
- tandem.co.uk. Every "Go to bank" link we show for Tandem Bank leads only to this domain.
Complaints and reviews
- Complaints to the bank
- Complaints the bank itself reported to the FCA about banking and credit cards, for Tandem Bank Limited.179 complaints opened; the bank upheld 44.6% of the complaints it closed. January to June 2026 (source)
These figures cover the whole firm behind Tandem Bank, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.
This page lists every Tandem Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.