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UBL UK savings rates
14 accounts listed. The highest rate is 5.25% AER on the 5 Year Fixed Rate Cash ISA (fixed for 5 years).
FSCS protection: up to £120,000 per person across everything you hold with United National Bank Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Easy Access AccountBeats inflation | 3.80% | Easy access | £500 |
Notice
| Account | AER | Access | Min to open |
|---|---|---|---|
| Personal Notice Account (90 Days)Beats inflation | 4.05% | 90 days' notice | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 5 Year Fixed Rate Cash ISAISABeats inflation | 5.25% | Fixed for 5 years | £2,000 |
| 3 Year Fixed Rate Cash ISAISABeats inflation | 5.15% | Fixed for 3 years | £2,000 |
| 2 Year Fixed Rate Cash ISAISABeats inflation | 5.10% | Fixed for 2 years | £2,000 |
| 5 Year Fixed Term DepositBeats inflation | 5.05% | Fixed for 5 years | £2,000 |
| 2 Year Fixed Term DepositBeats inflation | 5.00% | Fixed for 2 years | £2,000 |
| 1 Year Fixed Rate Cash ISAISABeats inflation | 4.98% | Fixed for 1 year | £2,000 |
| 1 Year Fixed Term DepositBeats inflation | 4.70% | Fixed for 1 year | £2,000 |
| 7 Year Fixed Term DepositBeats inflation | 4.44% | Fixed for 7 years | £2,000 |
| 3 Year Fixed Term DepositBeats inflation | 4.37% | Fixed for 3 years | £2,000 |
| 4 Year Fixed Term DepositBeats inflation | 4.16% | Fixed for 4 years | £2,000 |
| 18 Month Fixed Rate Cash ISAISABeats inflation | 4.15% | Fixed for 18 months | £1 |
| 4 Year Fixed Rate Cash ISAISABeats inflation | 3.91% | Fixed for 4 years | £1 |
Compare UBL UK with every other bank
Who holds the money
- Deposit-taker
- UBL UK, a trading name of United National Bank Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207381)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £117.0m at 31 December 2025 (annual report 2025)
- Website
- ubluk.com. Every "Go to bank" link we show for UBL UK leads only to this domain.
This page lists every UBL UK account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.