Banks and building societies A to Z
Vanquis Bank savings rates
13 accounts listed. The highest rate is 5.35% AER on the 5 Year Fixed Rate Bond (fixed for 5 years).
FSCS protection: up to £120,000 per person across everything you hold with Vanquis Bank Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Triple Access Cash ISA (issue 9)ISABeats inflation | 4.30% | Easy access | £1,000 |
| Triple Access Saver Account (issue 4)Beats inflation | 4.08% | Easy access | £1,000 |
| Easy Access Account (issue 10) | 3.25% | Easy access | £1,000 |
| Easy Access Cash ISA (issue 5)ISA | 3.25% | Easy access | £1,000 |
Notice
| Account | AER | Access | Min to open |
|---|---|---|---|
| 30 Day Notice Account (issue 8)Beats inflation | 3.67% | 30 days' notice | £1,000 |
| 30 Day Notice Cash ISA (issue 5)ISA | 3.48% | 30 days' notice | £1,000 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 5 Year Fixed Rate BondBeats inflation | 5.35% | Fixed for 5 years | £1,000 |
| 3 Year Fixed BondBeats inflation | 5.16% | Fixed for 3 years | £1,000 |
| 4 Year Fixed BondBeats inflation | 5.16% | Fixed for 4 years | £1,000 |
| 2 Year Fixed BondBeats inflation | 5.13% | Fixed for 2 years | £1,000 |
| 2 Year Fixed Rate Cash ISAISABeats inflationUp to £20,000 | 5.10% | Fixed for 2 years | £1,000 |
| 1 Year Fixed BondBeats inflation | 5.08% | Fixed for 1 year | £1,000 |
| 1 Year Fixed Rate Cash ISAISABeats inflationUp to £20,000 | 4.99% | Fixed for 1 year | £1,000 |
Compare Vanquis Bank with every other bank
Who holds the money
- Deposit-taker
- Vanquis Bank, a trading name of Vanquis Bank Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 221156)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £438.0m at 31 December 2025 (annual report 2025)
- Website
- vanquis.com. Every "Go to bank" link we show for Vanquis Bank leads only to this domain.
Complaints and reviews
- Complaints to the bank
- Complaints the bank itself reported to the FCA about banking and credit cards, for Vanquis Bank Limited.13,179 complaints opened (9.62 for every 1,000 accounts); the bank upheld 30.3% of the complaints it closed. January to June 2026 (source)
These figures cover the whole firm behind Vanquis Bank, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.
This page lists every Vanquis Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.