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Vida Savings savings rates
11 accounts listed. The highest rate is 5.26% AER on the 2 Year Fixed Rate Bond (fixed for 2 years).
FSCS protection: up to £120,000 per person across everything you hold with Vida Bank Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Double Access Saver Issue 2Beats inflation | 4.36% | Easy access | £500 |
| Double Access ISA Issue 2ISABeats inflation | 4.36% | Easy access | £500 |
| Easy Access ISA Issue 4ISABeats inflation | 3.86% | Easy access | £500 |
| Easy Access Issue 3Beats inflation | 3.80% | Easy access | £500 |
Notice
| Account | AER | Access | Min to open |
|---|---|---|---|
| 95 Day Notice Issue 5Beats inflation | 3.95% | 95 days' notice | £500 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 2 Year Fixed Rate BondBeats inflation | 5.26% | Fixed for 2 years | £1,000 |
| 1 Year Fixed Rate BondBeats inflation | 5.15% | Fixed for 1 year | £1,000 |
| 5 Year Fixed Rate ISAISABeats inflation | 5.00% | Fixed for 5 years | £1,000 |
| 3 Year Fixed Rate ISAISABeats inflation | 4.95% | Fixed for 3 years | £1,000 |
| 2 Year Fixed Rate ISAISABeats inflation | 4.91% | Fixed for 2 years | £1,000 |
| 1 Year Fixed Rate ISAISABeats inflation | 4.80% | Fixed for 1 year | £1,000 |
Compare Vida Savings with every other bank
Who holds the money
- Deposit-taker
- Vida Savings, a trading name of Vida Bank Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 738741)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £178m at 31 December 2025 (latest published accounts).
- Website
- vidabank.co.uk. Every "Go to bank" link we show for Vida Savings leads only to this domain.
This page lists every Vida Savings account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.