Juno's on the scent…
Juno's on the scent…
Banks and building societies A to Z
15 accounts listed. The highest rate is 5.00% AER on the Smart ISA Fixed Term Pot (1 Year) (fixed for 1 year).
FSCS protection: up to £120,000 per person across everything you hold with Zopa Bank Limited.
| Account | AER | Access | Min to open |
|---|---|---|---|
| Limited Access potIncludes bonus | 4.56% | Easy access | £1 |
| Smart ISA Access PotISA | 3.25% | Easy access | £1 |
| Access pot | 2.95% | Easy access | £1 |
| Account | AER | Access | Min to open |
|---|---|---|---|
| Boosted pot (95 days' notice)Beats inflation | 3.55% | 95 days' notice | £1 |
| Account | AER | Access | Min to open |
|---|---|---|---|
| Smart ISA Fixed Term Pot (1 Year)ISABeats inflation | 5.00% | Fixed for 1 year | £1 |
| Fixed Term Savings pot (1 year)Beats inflation | 4.90% | Fixed for 1 year | £1 |
| Fixed Term Savings pot (4 years)Beats inflation | 4.80% | Fixed for 4 years | £1 |
| Fixed Term Savings pot (5 years)Beats inflation | 4.80% | Fixed for 5 years | £1 |
| Fixed Term Savings pot (3 years)Beats inflation | 4.75% | Fixed for 3 years | £1 |
| Fixed Term Savings pot (2 years)Beats inflation | 4.72% | Fixed for 2 years | £1 |
| Smart ISA Fixed Term Pot (4 Years)ISABeats inflation | 4.70% | Fixed for 4 years | £1 |
| Smart ISA Fixed Term Pot (5 Years)ISABeats inflation | 4.70% | Fixed for 5 years | £1 |
| Fixed Term Savings pot (6 months)Beats inflation | 4.65% | Fixed for 6 months | £1 |
| Smart ISA Fixed Term Pot (3 Years)ISABeats inflation | 4.65% | Fixed for 3 years | £1 |
| Smart ISA Fixed Term Pot (2 Years)ISABeats inflation | 4.60% | Fixed for 2 years | £1 |
Compare Zopa with every other bank
These figures cover the whole firm behind Zopa, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.
This page lists every Zopa account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.