Juno's Rate Report
Juno's Rate Report: the week to 1 November 2026
In the week to 1 November 2026, rates went up on 12 accounts and down on 2, and 6 new accounts appeared. The highest easy access rate Juno found is 6.00% AER, the same as a week ago.
Juno here. I've spent the week reading banks' and building societies' own savings pages, checking every rate we list. This is what moved.
I compared the rates listed on 30 October 2026 with those listed on 1 November 2026: 1502 accounts from 119 banks and building societies.
The top rates now
| Table | Top rate now | Account | A week ago | Change |
|---|---|---|---|---|
| Easy access | 6.00%* | Santander Santander Edge Saver | 6.00% | No change |
| Easy access cash ISAs | 4.65% | Ecology Building Society Ecology Double Access Cash ISA | 4.65% | No change |
| Notice accounts | 4.75% | Stafford Building Society Notice 365 | 4.75% | No change |
| 1 year fixed | 5.17% | Afin Bank 1-Year Fixed Term Account (Issue 9) | 5.17% | No change |
| 2 years fixed | 5.28% | Afin Bank 2-Year Fixed Term Account (Issue 11) | 5.28% | No change |
| 1 year fixed cash ISAs | 5.02% | Shawbrook Bank 1 Year Fixed Rate Plus Cash ISA | 5.02% | No change |
| Regular savers | 8.00%* | Santander Regular Saver | 8.00% | No change |
The highest rate in each of our main best-buy tables, open to new customers, against the top rate in the same table a week earlier. Order is by AER alone.
* Includes a time-limited bonus; the rate drops when the bonus ends.
Change is in percentage points. The account a week ago may have been a different one.
Biggest rises
- Monmouthshire Building Society 2 Year Fixed Rate Cash ISA (fixed for 2 years cash ISA): up from 3.85% to 4.55% AER on 31 October 2026, a rise of 0.70 percentage points.
- Leeds Building Society 3 Year Fixed Rate Cash ISA (Issue 186) (fixed for 3 years cash ISA): up from 4.50% to 4.85% AER on 31 October 2026, a rise of 0.35 percentage points.
- Leeds Building Society 3 Year Fixed Rate Monthly Income Cash ISA (Issue 20) (fixed for 3 years cash ISA): up from 4.50% to 4.85% AER on 31 October 2026, a rise of 0.35 percentage points.
- Leeds Building Society 5 Year Fixed Rate Cash ISA (Issue 181) (fixed for 5 years cash ISA): up from 4.60% to 4.90% AER on 31 October 2026, a rise of 0.30 percentage points.
- Leeds Building Society 5 Year Fixed Rate Monthly Income Cash ISA (Issue 22) (fixed for 5 years cash ISA): up from 4.60% to 4.90% AER on 31 October 2026, a rise of 0.30 percentage points.
7 more rises not listed here.
Biggest cuts
- Secure Trust Bank 90 Day Notice Account (90 days' notice): down from 4.21% to 4.00% AER on 31 October 2026, a cut of 0.21 percentage points.
- Secure Trust Bank 95 Day Notice Tracker Account (Issue 3) (95 days' notice): down from 4.21% to 4.00% AER on 31 October 2026, a cut of 0.21 percentage points.
New accounts
- iFAST Global Bank GBP Fixed Term Deposit (60 Months) (fixed for 5 years): 4.50% AER, first listed on 31 October 2026.
- iFAST Global Bank GBP Fixed Term Deposit (48 Months) (fixed for 4 years): 4.45% AER, first listed on 31 October 2026.
- iFAST Global Bank GBP Fixed Term Deposit (36 Months) (fixed for 3 years): 4.35% AER, first listed on 31 October 2026.
- iFAST Global Bank GBP Fixed Term Deposit (24 Months) (fixed for 2 years): 4.30% AER, first listed on 31 October 2026.
- iFAST Global Bank GBP Fixed Term Deposit (12 Months) (fixed for 1 year): 4.20% AER, first listed on 31 October 2026.
Accounts Juno listed for the first time this week.
1 more new account not listed here.
Accounts no longer listed
- Skipton Building Society 15 Month Fixed Rate Cash ISA (fixed for 15 months cash ISA): last listed at 4.96% AER on 30 October 2026.
- Skipton Building Society 15 Month Fixed Rate Bond (fixed for 15 months): last listed at 4.55% AER on 30 October 2026.
- Newbury Building Society ISA Fixed Rate Bond (12 January 2028) (fixed for 15 months cash ISA): last listed at 4.30% AER on 30 October 2026.
- Leeds Building Society 1 Year Single Access Cash ISA (Issue 6) (easy access cash ISA): last listed at 3.90% AER on 30 October 2026.
Accounts listed a week ago that have since come off our tables, usually because the bank stopped offering them to new customers.
The week in numbers
- 1502 accounts listed on 1 November 2026, against 1559 a week earlier.
- 12 rate rises, 2 rate cuts and 1482 unchanged.
- 6 new accounts and 4 accounts no longer listed.
- 59 accounts not listed on the day while Juno re-checks the bank's page.
How we worked this out
Figures from banks' own websites, read by Juno. Every rate is the AER shown on the bank's or building society's own website on the day Juno read it. We compared the accounts listed on 30 October 2026 with those listed on 1 November 2026.
Rates are variable unless fixed, and can change at any time. Check the details with the bank before you apply. This report is information, not advice: it doesn't say which account suits anyone.
We have less than a full week of records for this period, so the comparison covers a shorter span.
About the banks named
Who holds the money for each deposit-taker named in this report.
Afin Bank
- Deposit-taker
- Afin Bank, a trading name of Afin Bank Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 1004742)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £23.3m at 31 December 2025 (latest published accounts).
Ecology Building Society
- Deposit-taker
- Ecology Building Society
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 162090)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Capital and reserves of £21.6m at 31 December 2025 (latest published accounts).
iFAST Global Bank
- Deposit-taker
- iFAST Global Bank, a trading name of iFAST Global Bank Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 716167)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £95.9m at 31 December 2025 (latest published accounts).
Leeds Building Society
- Deposit-taker
- Leeds Building Society
- Incorporated in
Some banks pay us when you open an account through our link. That never changes the order of our tables or what this report says.