Juno's on the scent…

GBP Fixed Term Deposit (1 year)

Fixed for 1 year · Checked by hand 3 November 2026

4.65%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £930.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

Access: Early-withdrawal terms are not stated on the bank's rates page.
Minimum: £1,000
Maximum: £100,000
Interest paid: Once a year
Manage by: Branch
Who can apply: Retail rates apply to deposits up to £100,000 (page: 'applicable for Retail Customers for deposit upto 100000'). Open at a UK branch (London, Birmingham, Leicester, Wembley, Glasgow); no online application shown. Interest payment frequency and early-withdrawal terms not stated on the rates page. Rates w.e.f. 11/09/2026 as printed.
Where we read it: Bank of India (UK)'s own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Juno hasn't read a Summary Box for this account yet. Bank of India (UK)'s own page has the full terms and conditions.

Deposit-taker: Bank of India (UK), a trading name of Bank of India
Incorporated in: India
Principal place of business: United Kingdom (UK branch, 63 Queen Victoria Street, London EC4N 4UA)
Regulated: Yes, by the Prudential Regulation Authority, Financial Conduct Authority and Reserve Bank of India (FRN 204629)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £7.4bn (shareholders' equity of Bank of India, of which the UK operation is a branch) at 31 March 2026 (latest published accounts).

Up to £120,000 per person is protected across everything you hold with Bank of India.

Changed 1 time: 4.65% from 2026-11-03