Juno's on the scent…

Bank of India (UK) GBP Fixed Term Deposit (over 4 years to under 5 years): 3.00% AER | Juno Hunt

GBP Fixed Term Deposit (over 4 years to under 5 years)

Fixed for 49 months · Checked by hand 3 November 2026

3.00%

AER

Not above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £2,565.69 in 49 months, before any tax.

Worked out from the AER. Variable rates can change.

Access: Early-withdrawal terms are not stated on the bank's rates page.
Minimum: £1,000
Maximum: £100,000
Interest paid: Once a year
Manage by: Branch
Who can apply: Rate applies to any term over 4 years to under 5 years; termMonths shows the shortest term in the band. Retail rates apply to deposits up to £100,000 (page: 'applicable for Retail Customers for deposit upto 100000'). Open at a UK branch (London, Birmingham, Leicester, Wembley, Glasgow); no online application shown. Interest payment frequency and early-withdrawal terms not stated on the rates page. Rates w.e.f. 11/09/2026 as printed.
Where we read it: Bank of India (UK)'s own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Juno hasn't read a Summary Box for this account yet. Bank of India (UK)'s own page has the full terms and conditions.

Deposit-taker: Bank of India (UK), a trading name of Bank of India
Incorporated in: India
Principal place of business: United Kingdom (UK branch, 63 Queen Victoria Street, London EC4N 4UA)
Regulated: Yes, by the Prudential Regulation Authority, Financial Conduct Authority and Reserve Bank of India (FRN 204629)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £7.4bn (shareholders' equity of Bank of India, of which the UK operation is a branch) at 31 March 2026 (latest published accounts).

Up to £120,000 per person is protected across everything you hold with Bank of India.

Juno started tracking this rate on 2026-11-03. A history builds up from here.

The term ends after 49 months. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.