Conister BankOur group: Part of Manx Financial Group, which also owns Juno Hunt. Ranked by rate alone, exactly like every other bank.

2 Year Fixed Term Deposit

Fixed for 2 years · Checked 3 Nov 2026, 07:00

4.85%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £1,987.04 in 2 years, before any tax.

Worked out from the AER. Variable rates can change.

Access: No withdrawals until the term ends.
Minimum: £5,000
Maximum: £100,000
Interest paid: Once a year
Manage by: Online
Who can apply: Aged 18 or over, permanent UK resident (not Channel Islands or Isle of Man) and tax-resident only in the UK. Must hold a UK current account and a UK mobile number. Sole accounts only. Annual interest; monthly interest option pays 4.75% AER.
Where we read it: Conister Bank's own page, 3 November 2026

Juno hasn't read a Summary Box for this account yet. Conister Bank's own page has the full terms and conditions.

Deposit-taker: Conister Bank, a trading name of Conister Bank Limited
Incorporated in: Isle of Man
Principal place of business: Isle of Man (UK branch: Basingstoke)
Regulated: Yes, by the Isle of Man Financial Services Authority, Prudential Regulation Authority and Financial Conduct Authority (FRN 619002)
Protection and disputes: Financial Services Compensation Scheme (deposits held by its UK establishment) and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £49.2m at 31 December 2025 (latest published accounts).
Our group: Part of Manx Financial Group, which also owns Juno Hunt. Ranked by rate alone, exactly like every other bank.

Up to £120,000 per person is protected across everything you hold with Conister Bank Limited.

No change since tracking began.

The term ends after 2 years. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

You'll apply on Conister Bank's own website. Conister Bank may pay us if you open this account; that doesn't affect its position in our results.