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Juno Hunt is a savings comparison service from MFG Management Services Limited (registered in the Isle of Man, company number 135041C; registered office Clarendon House, Victoria Street, Douglas, Isle of Man, IM1 2LN), part of Manx Financial Group. We list savings accounts from UK banks and building societies authorised by the Prudential Regulation Authority, and from NS&I, which is backed by HM Treasury. Manx Financial Group also owns Conister Bank: its accounts are ranked by rate alone like every other bank's and labelled "Our group".

Some banks pay us when you open an account through our link. That payment never changes the order of results. We don't give personal advice, and we never hold your money. Rates can change at any time, so check the details with the bank before you apply.

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Danske Bank Danske Fixed Term Deposit (5 years): 4.05% AER | Juno Hunt

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Danske Fixed Term Deposit (5 years)

Fixed for 5 years · Checked 3 Nov 2026, 08:30

4.05%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £4,391.61 in 5 years, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: Withdrawals normally only at maturity; early closure only in exceptional circumstances with the bank's approval.
Minimum: £5,000
Interest paid: When the term ends
Manage by: Branch, Phone, Online
Who can apply: New customers must be resident in Northern Ireland; existing Danske customers must be UK resident. Aged 18+. Must hold a Danske current account or instant access savings account for the full term. Rate shown is for balances £5,000-£249,999.
Where we read it: Danske Bank's own page, 3 November 2026

Full details

What Danske Bank's own website says about this account. See it on Danske Bank's website. The rate at the top of this page is the one Juno checked most recently.

Ways to open: Branch, Phone and OnlineFrom Danske Bank's website, checked 3 November 2026
Ways to manage it: Branch, Phone and OnlineFrom Danske Bank's website, checked 3 November 2026
Minimum age: 18 or overFrom Danske Bank's website, checked 3 November 2026
Where you must live: New customers: resident in Northern Ireland; existing customers: resident in the United KingdomFrom Danske Bank's website, checked 3 November 2026
Existing customers only?: No, open to new customers tooFrom Danske Bank's website, checked 3 November 2026
Ways to pay in: transfer from Danske service accountFrom Danske Bank's website, checked 3 November 2026
Minimum to open: £5,000From Danske Bank's website, checked 3 November 2026
Charges or lost interest: Withdrawals can normally only be made on the maturity date. In exceptional circumstances you may apply to close the account or make an early withdrawal, subject to bank approval.From Danske Bank's website, checked 3 November 2026
Closing the account: Early closure only in exceptional circumstances if the bank approves your application; may be closed on death of the account holder.From Danske Bank's website, checked 3 November 2026

"Not stated" means neither the bank's Summary Box nor the pages we checked said; it doesn't mean no. The bank's terms and conditions are the full agreement.

Can I open this?

Tick what applies to you to compare it with the conditions the bank states. Nothing you tick leaves this page.

Your age 16 or 17 18 or over

Do you live in the UK? Yes No

Already a Danske Bank customer? Yes No

How you'd like to open it In the app Online In a branch

Account holders I want a joint account

This compares your answers with the conditions the bank states; it isn't a decision. Danske Bank decides who can open the account, and runs its own checks when you apply.

Who holds your money

Deposit-taker: Danske Bank, a trading name of Northern Bank Limited
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122261)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £969m at 31 December 2025 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Northern Bank Limited.

Check your total protection

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Rate history

No change since tracking began.

Don't miss the end date

The term ends after 5 years. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

Go to Danske Bank to apply

You'll apply on Danske Bank's own website. Danske Bank may pay us if you open this account; that doesn't affect its position in our results.