3 Year Fixed Rate Cash ISA (39)

Fixed for 3 years · Cash ISA · Checked 3 Nov 2026, 09:00

4.65%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £2,921.75 in 3 years, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: No withdrawals; an early access charge applies if closed before maturity.
Minimum: £1,000
Interest paid: Once a year
Manage by: Online
Who can apply: Existing members who have held an open account with the society for at least 2 months.
Where we read it: Family Building Society's own page, 3 November 2026

Full details

Juno hasn't read a Summary Box for this account yet. Family Building Society's own page has the full terms and conditions.

Who holds your money

Deposit-taker: Family Building Society, a trading name of National Counties Building Society
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206080)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £173m at 31 December 2025, for its group (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with National Counties Building Society.

Check your total protection

Rate history

No change since tracking began.

Don't miss the end date

The term ends after 3 years. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

Go to Family Building Society to apply

You'll apply on Family Building Society's own website. Family Building Society may pay us if you open this account; that doesn't affect its position in our results.