6 Month Fixed Deposit

Fixed for 6 months · Checked 5 Nov 2026, 23:45

3.40%

AER

Not above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

This account needs at least £80,000.

Worked out from the AER. Variable rates can change.

Access: No withdrawals during the term.
Minimum: £80,000
Interest paid: When the term ends
Manage by: Post
Who can apply: Minimum deposit £80,000 (application form: 'To open a fixed deposit, you will need to deposit at least £80,000'). Paper application form (online onboarding 'coming soon'); identity check in person, via the Post Office or a solicitor. Designed primarily for UK or Nigerian residents. Interest payment frequency not stated. No withdrawals during the term. Rates effective 13 April 2026.
Where we read it: FidBank UK's own page, 5 November 2026

Juno hasn't read a Summary Box for this account yet. FidBank UK's own page has the full terms and conditions.

Deposit-taker: FidBank UK, a trading name of FidBank UK Limited
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 400712)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of US$56.3m at 31 December 2025 (latest published accounts).

Up to £120,000 per person is protected across everything you hold with FidBank UK Limited.

No change since tracking began.

The term ends after 6 months. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

You'll apply on FidBank UK's own website. No bank pays us today. If we agree fees with banks in future, a fee will never change the order.