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Juno Hunt is a savings comparison service from MFG Management Services Limited (registered in the Isle of Man, company number 135041C; registered office Clarendon House, Victoria Street, Douglas, Isle of Man, IM1 2LN), part of Manx Financial Group. We list savings accounts from UK banks and building societies authorised by the Prudential Regulation Authority, and from NS&I, which is backed by HM Treasury. Manx Financial Group also owns Conister Bank: its accounts are ranked by rate alone like every other bank's and labelled "Our group".

Some banks pay us when you open an account through our link. That payment never changes the order of results. We don't give personal advice, and we never hold your money. Rates can change at any time, so check the details with the bank before you apply.

Juno is our mascot. She finds and ranks rates; she doesn't give advice, and neither do we.

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Regular Saver Account

Regular saver · Checked by hand 3 November 2026

7.00%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £1,400.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: No access for 12 months unless you close the account.
Minimum: £25
Pay in: Up to £300 a month
Interest paid: Once a year
Manage by: Online, Mobile app, Phone
Who can apply: Existing customers only: you must have a first direct 1st Account, which is a current account. Save £25 to £300 a month.
Where we read it: first direct's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Full details

What first direct's own website says about this account. See it on first direct's website. The rate at the top of this page is the one Juno checked most recently.

Ways to open: OnlineFrom first direct's website, checked 3 November 2026
Joint accounts: Not allowed: sole names onlyFrom first direct's website, checked 3 November 2026
Existing customers only?: Yes, existing customers onlyFrom first direct's website, checked 3 November 2026
Accounts per person: Up to 1From first direct's website, checked 3 November 2026
Charges or lost interest: No partial withdrawals. If closed early, interest paid only at the standard Savings Account variable rate.From first direct's website, checked 3 November 2026

"Not stated" means neither the bank's Summary Box nor the pages we checked said; it doesn't mean no. The bank's terms and conditions are the full agreement.

Can I open this?

Tick what applies to you to compare it with the conditions the bank states. Nothing you tick leaves this page.

Your age 16 or 17 18 or over

Do you live in the UK? Yes No

Already a first direct customer? Yes No

How you'd like to open it In the app Online In a branch

Account holders I want a joint account

This compares your answers with the conditions the bank states; it isn't a decision. first direct decides who can open the account, and runs its own checks when you apply.

Who holds your money

Deposit-taker: first direct, a trading name of HSBC UK Bank plc
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £28,261m at 31 December 2025

FSCS protection

Up to £120,000 per person is protected across everything you hold with HSBC UK Bank plc.

Shared licence: HSBC UK, M&S Bank also use this licence, so money there counts towards the same £120,000.

Check your total protection

Email me if this rate changes

Email address

We use your email only for these alerts. Unsubscribe with one click from any email. See our privacy notice.

Rate history

Juno started tracking this rate on 2026-11-03. A history builds up from here.

Go to first direct to apply

You'll apply on first direct's own website. first direct may pay us if you open this account; that doesn't affect its position in our results.