Fixed Saver (2 Year)

Fixed for 2 years · Checked by hand 2 November 2026

4.10%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £1,673.62 in 2 years, before any tax.

Worked out from the AER. Variable rates can change.

Access: No withdrawals; account can only be closed early, with a charge.
Minimum: £500
Interest paid: Once a year
Manage by: Mobile app, Online, Phone, Branch
Who can apply: Halifax brand is changing to Lloyds: only customers who use the Halifax app can apply; others are directed to Lloyds savings. Interest monthly or yearly.
Where we read it: Halifax's own page, 2 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Juno hasn't read a Summary Box for this account yet. Halifax's own page has the full terms and conditions.

Deposit-taker: Halifax, a trading name of Bank of Scotland plc
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 169628)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £16,333m at 31 December 2025, for its group (latest published accounts).

Up to £120,000 per person is protected across everything you hold with Bank of Scotland plc.

Shared licence: Bank of Scotland also uses this licence, so money there counts towards the same £120,000.

No change since tracking began.

The term ends after 2 years. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

You'll apply on Halifax's own website. Halifax may pay us if you open this account; that doesn't affect its position in our results.