GBP Fixed Term Deposit (3 Months)

Fixed for 3 months · Checked 3 Nov 2026, 21:45

2.60%

AER

Not above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £128.75 in 3 months, before any tax.

Worked out from the AER. Variable rates can change.

Access: No withdrawals until the term ends.
Minimum: £10,000
Interest paid: When the term ends
Manage by: Branch, Post
Who can apply: Aged 18+. Must hold an HBL Bank UK current account or Instant Savings account (can be opened alongside). Apply by post, email or at the London or Manchester branch. No maximum deposit.
Where we read it: HBL Bank UK's own page, 3 November 2026

Juno hasn't read a Summary Box for this account yet. HBL Bank UK's own page has the full terms and conditions.

Deposit-taker: HBL Bank UK, a trading name of HBL BANK UK LIMITED
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 188585)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £87.7m at 31 December 2025 (latest published accounts).

Up to £120,000 per person is protected across everything you hold with HBL Bank UK Limited.

No change since tracking began.

The term ends after 3 months. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

You'll apply on HBL Bank UK's own website. HBL Bank UK may pay us if you open this account; that doesn't affect its position in our results.