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Juno Hunt is a savings comparison service from MFG Management Services Limited (registered in the Isle of Man, company number 135041C; registered office Clarendon House, Victoria Street, Douglas, Isle of Man, IM1 2LN), part of Manx Financial Group. We list savings accounts from UK banks and building societies authorised by the Prudential Regulation Authority, and from NS&I, which is backed by HM Treasury. Manx Financial Group also owns Conister Bank: its accounts are ranked by rate alone like every other bank's and labelled "Our group".

Some banks pay us when you open an account through our link. That payment never changes the order of results. We don't give personal advice, and we never hold your money. Rates can change at any time, so check the details with the bank before you apply.

Juno is our mascot. She finds and ranks rates; she doesn't give advice, and neither do we.

ICICI Bank UK HiSAVE Fixed Rate Account (2 years): 4.95% AER | Juno Hunt

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HiSAVE Fixed Rate Account (2 years)

Fixed for 2 years · Checked 3 Nov 2026, 10:30

4.95%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £2,029.01 in 2 years, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: No withdrawals, early closure or additional deposits once the term is locked.
Minimum: £1,000
Interest paid: Once a year
Manage by: Online
Who can apply: UK resident aged 18+. Online application only. UK current account in your name. Page intro says 'up to 4.85% AER', but the rate table shows 4.95% AER for 2 years.
Where we read it: ICICI Bank UK's own page, 3 November 2026

Full details

What ICICI Bank UK's own website says about this account. See it on ICICI Bank UK's website. The rate at the top of this page is the one Juno checked most recently.

Ways to open: OnlineFrom ICICI Bank UK's website, checked 3 November 2026
Minimum age: 18 or overFrom ICICI Bank UK's website, checked 3 November 2026
Where you must live: UK resident (the UK does not include the Channel Islands and the Isle of Man)From ICICI Bank UK's website, checked 3 November 2026
Joint accounts: AllowedFrom ICICI Bank UK's website, checked 3 November 2026
Minimum to open: £1,000From ICICI Bank UK's website, checked 3 November 2026
Closing the account: No withdrawals, early closure or additional deposits are allowed once the term period is locked.From ICICI Bank UK's website, checked 3 November 2026

"Not stated" means neither the bank's Summary Box nor the pages we checked said; it doesn't mean no. The bank's terms and conditions are the full agreement.

Can I open this?

Tick what applies to you to compare it with the conditions the bank states. Nothing you tick leaves this page.

Your age 16 or 17 18 or over

Do you live in the UK? Yes No

Already a ICICI Bank UK customer? Yes No

How you'd like to open it In the app Online In a branch

Account holders I want a joint account

This compares your answers with the conditions the bank states; it isn't a decision. ICICI Bank UK decides who can open the account, and runs its own checks when you apply.

Who holds your money

Deposit-taker: ICICI Bank UK, a trading name of ICICI Bank UK PLC
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 223268)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of US$358m at 31 March 2026 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with ICICI Bank UK PLC.

Check your total protection

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Rate history

No change since tracking began.

Don't miss the end date

The term ends after 2 years. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

Go to ICICI Bank UK to apply

You'll apply on ICICI Bank UK's own website. ICICI Bank UK may pay us if you open this account; that doesn't affect its position in our results.