Fixed 1 Year Saver

Fixed for 1 year · Checked 3 Nov 2026, 16:45

4.85%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £970.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

Access: No withdrawals before maturity (exceptional circumstances only).
Minimum: £1,000
Maximum: £1,000,000
Interest paid: Once a year
Manage by: Online, Phone
Who can apply: Interest annually at the AER shown, or monthly at a lower gross rate. Pay at least £1,000 within 14 days of applying; one-off electronic payments only. Apply and manage online or by phone.
Where we read it: Ikano Bank's own page, 3 November 2026

Juno hasn't read a Summary Box for this account yet. Ikano Bank's own page has the full terms and conditions.

Deposit-taker: Ikano Bank, a trading name of Ikano Bank AB (publ)
Incorporated in: Sweden
Principal place of business: United Kingdom (UK branch)
Regulated: Yes, by the Swedish Financial Supervisory Authority (Finansinspektionen), Prudential Regulation Authority and Financial Conduct Authority (FRN 409120)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of SEK 9,321m at 31 December 2024 (latest published accounts).

Up to £120,000 per person is protected across everything you hold with Ikano Bank AB (publ).

No change since tracking began.

The term ends after 1 year. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

You'll apply on Ikano Bank's own website. Ikano Bank may pay us if you open this account; that doesn't affect its position in our results.