Instant Access Cash ISA (Issue 5)

What you'd earn

You'd earn about £520.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access

Instant access.

Minimum

£1

Maximum

£20,000

Interest paid

Once a year

Manage by

Branch, Post

Who can apply

UK residents aged 18+. Branch or post only (no online application). Society says 'Product availability is by location and for UK residents only'.

Where we read it

Loughborough Building Society's own page, 5 November 2026

Who holds your money

Deposit-taker

Loughborough Building Society

Incorporated in

United Kingdom

Regulated

Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157258)

Protection and disputes

Financial Services Compensation Scheme and Financial Ombudsman Service

Capital

Capital and reserves of £26.0m at 31 October 2025 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Loughborough Building Society.

Check your total protection

Rate history