Cash ISA

Easy access · Cash ISA · Checked by hand 3 November 2026

4.01%

AER, falling to 3.27% after 1 year

Above until the bonus ends, then below inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £802.00 in 1 year, before any tax.

Worked out from the AER, with the bonus ending on time. Variable rates can change.

The conditions in plain English

Access: Withdraw at any time; money taken out can't be replaced within your ISA allowance (not flexible).
Minimum: £1
Interest paid: Monthly
Manage by: Mobile app, Online
Who can apply: UK resident aged 18+. Includes 0.74% tax-free bonus fixed for the first 12 months.
Where we read it: Marcus by Goldman Sachs's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Full details

Juno hasn't read a Summary Box for this account yet. Marcus by Goldman Sachs's own page has the full terms and conditions.

Who holds your money

Deposit-taker: Marcus by Goldman Sachs, a trading name of Goldman Sachs International Bank
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124659)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £5,075m at 31 December 2025 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Goldman Sachs International Bank.

Check your total protection

Rate history

No change since tracking began.

Don't miss the end date

The bonus ends after 1 year, when the rate drops. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

Go to Marcus by Goldman Sachs to apply

You'll apply on Marcus by Goldman Sachs's own website. Marcus by Goldman Sachs may pay us if you open this account; that doesn't affect its position in our results.