Juno's on the scent…

2026/27 Fixed Cash ISA

Fixed for 5 months · Cash ISA · Checked by hand 3 November 2026

3.85%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £317.30 in 5 months, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: Any withdrawal closes the ISA; a 60-day interest penalty applies before the end of the term.
Minimum: £5
Maximum: £20,000
Interest paid: Once a year
Manage by: Online, Mobile app, Phone
Who can apply: Membership required: you must work in (or be family of someone in) the police and law enforcement, prison and probation, armed forces, fire and rescue, or NHS and private healthcare. Aged 18+ and a UK tax resident (or a Crown employee serving overseas). Fixed for the 2026/27 tax year, to 5 April 2027; deposit £5 to £20,000.
Where we read it: Serve and Protect Credit Union's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Full details

Juno hasn't read a Summary Box for this account yet. Serve and Protect Credit Union's own page has the full terms and conditions.

Who holds your money

Deposit-taker: Serve and Protect Credit Union, a trading name of Serve and Protect Credit Union Limited
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213306)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £17.7m at 30 September 2025 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Serve and Protect Credit Union Limited.

Check your total protection

Rate history

Juno started tracking this rate on 2026-11-03. A history builds up from here.

Don't miss the end date

The term ends after 5 months. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

Go to Serve and Protect Credit Union to apply

You'll apply on Serve and Protect Credit Union's own website. Serve and Protect Credit Union may pay us if you open this account; that doesn't affect its position in our results.