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Juno Hunt is a savings comparison service from MFG Management Services Limited (registered in the Isle of Man, company number 135041C; registered office Clarendon House, Victoria Street, Douglas, Isle of Man, IM1 2LN), part of Manx Financial Group. We list savings accounts from UK banks and building societies authorised by the Prudential Regulation Authority, and from NS&I, which is backed by HM Treasury. Manx Financial Group also owns Conister Bank: its accounts are ranked by rate alone like every other bank's and labelled "Our group".

Some banks pay us when you open an account through our link. That payment never changes the order of results. We don't give personal advice, and we never hold your money. Rates can change at any time, so check the details with the bank before you apply.

Juno is our mascot. She finds and ranks rates; she doesn't give advice, and neither do we.

Swansea Building Society Instant Access Saver: 3.25% AER | Juno Hunt

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Swansea Building Society

Instant Access Saver

Easy access · Checked 3 Nov 2026, 14:00

3.25%

AER

Not above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £650.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: Withdraw any amount at any time without notice or penalty.
Minimum: £1
Interest paid: Once a year
Manage by: Online
Who can apply: New applicants must live in Wales (existing members anywhere in the UK).
Where we read it: Swansea Building Society's own page, 3 November 2026

Full details

What Swansea Building Society's own website says about this account. See it on Swansea Building Society's website. The rate at the top of this page is the one Juno checked most recently.

Ways to open: Branch and PostFrom Swansea Building Society's website, checked 3 November 2026
Ways to manage it: Branch, Post and OnlineFrom Swansea Building Society's website, checked 3 November 2026
Minimum age: 18 or overFrom Swansea Building Society's website, checked 3 November 2026
Where you must live: New applicants must reside in Wales; existing members living in the United KingdomFrom Swansea Building Society's website, checked 3 November 2026
Joint accounts: AllowedFrom Swansea Building Society's website, checked 3 November 2026
Existing customers only?: No, open to new customers tooFrom Swansea Building Society's website, checked 3 November 2026
Ways to pay in: cheque, standing order, bank transfer and cash in branchFrom Swansea Building Society's website, checked 3 November 2026
Minimum to open: £1From Swansea Building Society's website, checked 3 November 2026
Charges or lost interest: You can withdraw money at any time without notice, loss of interest or penaltyFrom Swansea Building Society's website, checked 3 November 2026
Closing the account: You do not have to give notice to close your accountFrom Swansea Building Society's website, checked 3 November 2026

"Not stated" means neither the bank's Summary Box nor the pages we checked said; it doesn't mean no. The bank's terms and conditions are the full agreement.

Can I open this?

Tick what applies to you to compare it with the conditions the bank states. Nothing you tick leaves this page.

Your age 16 or 17 18 or over

Do you live in the UK? Yes No

Already a Swansea Building Society customer? Yes No

How you'd like to open it In the app Online In a branch

Account holders I want a joint account

This compares your answers with the conditions the bank states; it isn't a decision. Swansea Building Society decides who can open the account, and runs its own checks when you apply.

Who holds your money

Deposit-taker: Swansea Building Society
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206066)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £49.1m at 31 December 2025 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Swansea Building Society.

Check your total protection

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Rate history

No change since tracking began.

Go to Swansea Building Society to apply

You'll apply on Swansea Building Society's own website. Swansea Building Society may pay us if you open this account; that doesn't affect its position in our results.