Juno's on the scent…

Saver Plus

Regular saver · Checked by hand 3 November 2026

4.00%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £800.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

Access: Withdrawals allowed, but if you withdraw during the account period you get the standard membership dividend instead of 4% AER.
Minimum: £1
Pay in: Up to £250 a month
Interest paid: Once a year
Manage by: Online, Mobile app
Who can apply: Membership required: you must work for a payroll partner, or work in retail, co-operatives, charities, the NHS, health and social care, housing, education or local government, or be a Co-op member or a member of Usdaw. You must also save at least £5 a month into your Regular Savings Account. Account period 1 October 2026 to 30 September 2027; pay in up to £250 a month; variable rate.
Where we read it: The Money Co-op's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Juno hasn't read a Summary Box for this account yet. The Money Co-op's own page has the full terms and conditions.

Deposit-taker: The Money Co-op, a trading name of Metro Moneywise Credit Union Limited
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213379)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £0.6m at 30 September 2025 (latest published accounts).

Up to £120,000 per person is protected across everything you hold with Metro Moneywise Credit Union Limited.

Juno started tracking this rate on 2026-11-03. A history builds up from here.

You'll apply on The Money Co-op's own website. The Money Co-op may pay us if you open this account; that doesn't affect its position in our results.