2 Year Fixed Rate Bond

Fixed for 2 years · Checked 3 Nov 2026, 17:00

4.35%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £1,777.85 in 2 years, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: No withdrawals during the fixed term.
Minimum: £1
Interest paid: Once a year
Manage by: Online, Branch
Who can apply: UK resident aged 16+ (standard society eligibility; not re-read per product).
Where we read it: West Bromwich Building Society's own page, 3 November 2026

Full details

Juno hasn't read a Summary Box for this account yet. West Bromwich Building Society's own page has the full terms and conditions.

Who holds your money

Deposit-taker: West Bromwich Building Society
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with West Bromwich Building Society.

Check your total protection

Rate history

No change since tracking began.

Don't miss the end date

The term ends after 2 years. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

Go to West Bromwich Building Society to apply

You'll apply on West Bromwich Building Society's own website. West Bromwich Building Society may pay us if you open this account; that doesn't affect its position in our results.