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AA Savings savings rates
2 accounts listed. The highest rate is 4.16% AER on the Member Saver (easy access, including a bonus for 1 year).
FSCS protection: up to £120,000 per person across everything you hold with National Westminster Bank Plc, which also trades as NatWest, Ulster Bank, Saga Savings and Sainsbury's Money. Money in those counts towards the same limit.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Member SaverIncludes bonus | 4.16% | Easy access | £1 |
| Easy Access SavingsIncludes bonus | 4.07% | Easy access | £1 |
Compare AA Savings with every other bank
Who holds the money
- Deposit-taker
- AA Savings, a trading name of National Westminster Bank Plc
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts).
- Website
- theaa.com. Every "Go to bank" link we show for AA Savings leads only to this domain.
This page lists every AA Savings account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.