Banks and building societies A to Z
NatWest savings rates
9 accounts listed. The highest rate is 5.25% AER on the Digital Regular Saver (regular saver).
FSCS protection: up to £120,000 per person across everything you hold with National Westminster Bank Plc, which also trades as Ulster Bank, AA Savings, Saga Savings and Sainsbury's Money. Money in those counts towards the same limit.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Defined Access Saver | 2.50% | Easy access | £1 |
| Cash ISAISA | 1.15% | Easy access | £1 |
| Flexible SaverExisting customers | 1.00% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| Fixed Rate ISA (1 year)ISABeats inflation | 4.25% | Fixed for 1 year | £1,000 |
| Fixed Rate ISA (2 year)ISABeats inflation | 4.25% | Fixed for 2 years | £1,000 |
| Fixed Term Savings (2 year)Beats inflation | 4.15% | Fixed for 2 years | £1 |
| Fixed Term Savings (1 year)Beats inflation | 4.11% | Fixed for 1 year | £1 |
Regular saver
| Account | AER | Access | Min to open |
|---|---|---|---|
| Digital Regular SaverBeats inflation | 5.25% | Regular saver | £1 / £150 a month |
Children's saver
| Account | AER | Access | Min to open |
|---|---|---|---|
| First Saver | 1.60% | Easy access | £1 |
Compare NatWest with every other bank
Who holds the money
- Deposit-taker
- NatWest, a trading name of National Westminster Bank Plc
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts).
- Website
- natwest.com. Every "Go to bank" link we show for NatWest leads only to this domain.
Complaints and reviews
- Complaints to the bank
- Complaints the bank itself reported to the FCA about banking and credit cards, for NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY.86,498 complaints opened (2.74 for every 1,000 accounts); the bank upheld 55.4% of the complaints it closed. January to June 2026 (source)
These figures cover the whole firm behind NatWest, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.
This page lists every NatWest account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.