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BEA UK savings rates
10 accounts listed. The highest rate is 4.00% AER on the GBP Fixed Time Deposit (24 Months) (fixed for 2 years).
FSCS protection: up to £120,000 per person across everything you hold with The Bank of East Asia, Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Cash ISAISA | 3.03% | Easy access | £10 |
| Savings Account (GBP) | 1.26% | Easy access | £10 |
| Call Deposit Account (GBP) | 1.26% | Easy access | £10 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| GBP Fixed Time Deposit (24 Months)Beats inflation | 4.00% | Fixed for 2 years | £2,000 |
| GBP Fixed Time Deposit (12 Months)Beats inflation | 3.90% | Fixed for 1 year | £2,000 |
| GBP Fixed Time Deposit (6 Months)Beats inflation | 3.53% | Fixed for 6 months | £2,000 |
| GBP Fixed Time Deposit (3 Months) | 3.34% | Fixed for 3 months | £2,000 |
| GBP Fixed Time Deposit (2 Months) | 3.24% | Fixed for 2 months | £2,000 |
| GBP Fixed Time Deposit (1 Month) | 3.14% | Fixed for 1 month | £2,000 |
Children's saver
| Account | AER | Access | Min to open |
|---|---|---|---|
| Children's Smart Savings | 2.52% | Easy access | £10 |
Compare BEA UK with every other bank
Who holds the money
- Deposit-taker
- BEA UK, a trading name of The Bank of East Asia, Limited
- Incorporated in
- Hong Kong
- Principal place of business
- United Kingdom (London branch)
- Regulated
- Yes, by the Hong Kong Monetary Authority, Prudential Regulation Authority and Financial Conduct Authority (FRN 204628)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Its parent bank's paid-up capital and reserves were HK$105,335m at 31 December 2025 (latest published accounts).
- Website
- hkbea.co.uk. Every "Go to bank" link we show for BEA UK leads only to this domain.
This page lists every BEA UK account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.