GBP Fixed Time Deposit (24 Months)

Fixed for 2 years · Checked by hand 3 November 2026

4.00%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £1,632.00 in 2 years, before any tax.

Worked out from the AER. Variable rates can change.

Access: No withdrawals before maturity except with the bank's consent.
Minimum: £2,000
Interest paid: Once a year
Manage by: Branch
Who can apply: Apply and operate in branch (London); an online e-application form is offered. Tiered: £2,000-£49,999.99 earns 4.00% AER; £50,000+ earns 4.30% AER. Rates table says 'All rates are for information only'. Interest payment timing not read on the summary box; inferred from AER vs gross.
Where we read it: BEA UK's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Juno hasn't read a Summary Box for this account yet. BEA UK's own page has the full terms and conditions.

Deposit-taker: BEA UK, a trading name of The Bank of East Asia, Limited
Incorporated in: Hong Kong
Principal place of business: United Kingdom (London branch)
Regulated: Yes, by the Hong Kong Monetary Authority, Prudential Regulation Authority and Financial Conduct Authority (FRN 204628)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Its parent bank's paid-up capital and reserves were HK$105,335m at 31 December 2025 (latest published accounts).

Up to £120,000 per person is protected across everything you hold with The Bank of East Asia, Limited.

No change since tracking began.

The term ends after 2 years. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

You'll apply on BEA UK's own website. BEA UK may pay us if you open this account; that doesn't affect its position in our results.