Banks and building societies A to Z
Capital Credit Union savings rates
5 accounts listed. The highest rate is 3.75% AER on the Junior ISA (locked until 18).
FSCS protection: up to £120,000 per person across everything you hold with Capital Credit Union Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Cash ISAISA | 3.00% | Easy access | £100 |
Notice
| Account | AER | Access | Min to open |
|---|---|---|---|
| Platinum Savings | 2.25% | 90 days' notice | £2,000 |
| Premier Savings | 2.25% | 90 days' notice | £1 / £500 a month |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 12 Month Term DepositBeats inflation | 3.75% | Fixed for 1 year | £5,000 |
Junior ISA
| Account | AER | Access | Min to open |
|---|---|---|---|
| Junior ISAISABeats inflation | 3.75% | Locked until 18 | £1 |
Compare Capital Credit Union with every other bank
Who holds the money
- Deposit-taker
- Capital Credit Union, a trading name of Capital Credit Union Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213575)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Capital and reserves of £5m at 30 September 2025 (latest published accounts).
- Website
- capitalcreditunion.com. Every "Go to bank" link we show for Capital Credit Union leads only to this domain.
This page lists every Capital Credit Union account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.