Cash ISA

Easy access · Cash ISA · Checked by hand 3 November 2026

3.00%

AER

Not above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £600.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: Withdraw any time with no penalty.
Minimum: £100
Interest paid: Once a year
Manage by: Online
Who can apply: Membership required: you must work in, or be retired from, an eligible UK occupation (Capital's occupational common bond covers most jobs in the UK). UK resident aged 18+; minimum £100 to open.
Where we read it: Capital Credit Union's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Full details

Juno hasn't read a Summary Box for this account yet. Capital Credit Union's own page has the full terms and conditions.

Who holds your money

Deposit-taker: Capital Credit Union, a trading name of Capital Credit Union Limited
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213575)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £5m at 30 September 2025 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Capital Credit Union Limited.

Check your total protection

Rate history

Juno started tracking this rate on 2026-11-03. A history builds up from here.

Go to Capital Credit Union to apply

You'll apply on Capital Credit Union's own website. Capital Credit Union may pay us if you open this account; that doesn't affect its position in our results.