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Charter Savings Bank savings rates
8 accounts listed. The highest rate is 5.01% AER on the 2 Year Fixed Rate Cash ISA (fixed for 2 years).
FSCS protection: up to £120,000 per person across everything you hold with Charter Court Financial Services Limited.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Easy Access Cash ISA (Issue 82)ISABeats inflation | 4.26% | Easy access | £1 |
| Easy Access - Issue 80Beats inflation | 4.21% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 2 Year Fixed Rate Cash ISAISABeats inflation | 5.01% | Fixed for 2 years | £5,000 |
| 3 Year Fixed Rate Cash ISAISABeats inflation | 5.01% | Fixed for 3 years | £5,000 |
| 3 Year Fixed Rate BondBeats inflation | 5.00% | Fixed for 3 years | £5,000 |
| 2 Year Fixed Rate BondBeats inflation | 4.98% | Fixed for 2 years | £5,000 |
| 1 Year Fixed Rate Cash ISAISABeats inflation | 4.93% | Fixed for 1 year | £5,000 |
| 1 Year Fixed Rate BondBeats inflation | 4.85% | Fixed for 1 year | £5,000 |
Compare Charter Savings Bank with every other bank
Who holds the money
- Deposit-taker
- Charter Savings Bank, a trading name of Charter Court Financial Services Limited
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 494549)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £770m at 31 December 2025 (latest published accounts).
- Website
- chartersavingsbank.co.uk. Every "Go to bank" link we show for Charter Savings Bank leads only to this domain.
Complaints and reviews
- Complaints to the bank
- Complaints the bank itself reported to the FCA about banking and credit cards, for Charter Court Financial Services Limited.836 complaints opened (2.84 for every 1,000 accounts); the bank upheld 48.1% of the complaints it closed. January to June 2026 (source)
These figures cover the whole firm behind Charter Savings Bank, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.
This page lists every Charter Savings Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.