Easy Access Cash ISA (Issue 82)

Easy access · Cash ISA · Checked 3 Nov 2026, 15:00

4.26%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £852.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: Withdraw any amount at any time without notice or penalty; not flexible, so withdrawals cannot be replaced without using allowance.
Minimum: £1
Maximum: £1,500,000
Interest paid: Once a year
Manage by: Online
Who can apply: UK resident aged 18+. Sole name only. Transfers in accepted; deposit/transfer must arrive within 30 days. Monthly interest option also available.
Where we read it: Charter Savings Bank's own page, 3 November 2026

Full details

Juno hasn't read a Summary Box for this account yet. Charter Savings Bank's own page has the full terms and conditions.

Who holds your money

Deposit-taker: Charter Savings Bank, a trading name of Charter Court Financial Services Limited
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 494549)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £770m at 31 December 2025 (latest published accounts).

Complaints and reviews

Complaints to the bank: Complaints the bank itself reported to the FCA about banking and credit cards, for Charter Court Financial Services Limited.836 complaints opened (2.84 for every 1,000 accounts); the bank upheld 48.1% of the complaints it closed. January to June 2026 (source)

These figures cover the whole firm behind Charter Savings Bank, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.

FSCS protection

Up to £120,000 per person is protected across everything you hold with Charter Court Financial Services Limited.

Check your total protection