Banks and building societies A to Z
Metro Bank savings rates
12 accounts listed. The highest rate is 3.75% AER on the Fixed Term Savings (3 Year) (fixed for 3 years).
FSCS protection: up to £120,000 per person across everything you hold with Metro Bank PLC.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Instant Access Savings | 0.90% | Easy access | £1 |
| Instant Access Cash ISAISA | 0.90% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| Fixed Term Savings (3 Year)Beats inflation | 3.75% | Fixed for 3 years | £500 |
| Fixed Term Savings (1 Year)Beats inflation | 3.70% | Fixed for 1 year | £500 |
| Fixed Term Savings (18 Month)Beats inflation | 3.70% | Fixed for 18 months | £500 |
| Fixed Rate Cash ISA (3 Year)ISABeats inflation | 3.65% | Fixed for 3 years | £1 |
| Fixed Rate Cash ISA (5 Year)ISABeats inflation | 3.65% | Fixed for 5 years | £1 |
| Fixed Rate Cash ISA (1 Year)ISABeats inflation | 3.60% | Fixed for 1 year | £1 |
| Fixed Rate Cash ISA (2 Year)ISABeats inflation | 3.60% | Fixed for 2 years | £1 |
| Fixed Term Savings (3 Month) | 2.02% | Fixed for 3 months | £500 |
| Fixed Term Savings (6 Month) | 2.01% | Fixed for 6 months | £500 |
Children's saver
| Account | AER | Access | Min to open |
|---|---|---|---|
| Young Savers | 1.65% | Easy access | £1 |
Compare Metro Bank with every other bank
Who holds the money
- Deposit-taker
- Metro Bank, a trading name of Metro Bank PLC
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 488982)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £1,484m at 31 December 2025, for its group (latest published accounts).
- Website
- metrobankonline.co.uk. Every "Go to bank" link we show for Metro Bank leads only to this domain.
This page lists every Metro Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.