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Juno Hunt is a savings comparison service from MFG Management Services Limited (registered in the Isle of Man, company number 135041C; registered office Clarendon House, Victoria Street, Douglas, Isle of Man, IM1 2LN), part of Manx Financial Group. We list savings accounts from UK banks and building societies authorised by the Prudential Regulation Authority, and from NS&I, which is backed by HM Treasury. Manx Financial Group also owns Conister Bank: its accounts are ranked by rate alone like every other bank's and labelled "Our group".

Some banks pay us when you open an account through our link. That payment never changes the order of results. We don't give personal advice, and we never hold your money. Rates can change at any time, so check the details with the bank before you apply.

Juno is our mascot. She finds and ranks rates; she doesn't give advice, and neither do we.

Metro Bank Fixed Term Savings (1 Year): 3.70% AER | Juno Hunt

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Fixed Term Savings (1 Year)

Fixed for 1 year · Checked 3 Nov 2026, 07:30

3.70%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £740.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: One lump sum only; no withdrawals or closure after the 14-day cancellation period until the term ends.
Minimum: £500
Maximum: £2,000,000
Interest paid: Once a year
Manage by: Online, Mobile app, Branch
Who can apply: UK resident aged 16+ (18+ to apply online). Lump sum only, min £500, max £2m. Interest annually or monthly (3.64% gross / 3.70% AER).
Where we read it: Metro Bank's own page, 3 November 2026

Full details

What Metro Bank's own website says about this account. See it on Metro Bank's website. The rate at the top of this page is the one Juno checked most recently.

Ways to open: Online, Mobile app and BranchFrom Metro Bank's website, checked 3 November 2026
Minimum age: 16 or overFrom Metro Bank's website, checked 3 November 2026
Where you must live: resident in the UKFrom Metro Bank's website, checked 3 November 2026
Joint accounts: AllowedFrom Metro Bank's website, checked 3 November 2026
Minimum to open: £500From Metro Bank's website, checked 3 November 2026
Maximum balance: £2,000,000From Metro Bank's website, checked 3 November 2026
Closing the account: Can close within 14 days of opening without loss of interest or penalty; after 14 days you can't withdraw or close before the term endsFrom Metro Bank's website, checked 3 November 2026

"Not stated" means neither the bank's Summary Box nor the pages we checked said; it doesn't mean no. The bank's terms and conditions are the full agreement.

Can I open this?

Tick what applies to you to compare it with the conditions the bank states. Nothing you tick leaves this page.

Your age 16 or 17 18 or over

Do you live in the UK? Yes No

Already a Metro Bank customer? Yes No

How you'd like to open it In the app Online In a branch

Account holders I want a joint account

This compares your answers with the conditions the bank states; it isn't a decision. Metro Bank decides who can open the account, and runs its own checks when you apply.

Who holds your money

Deposit-taker: Metro Bank, a trading name of Metro Bank PLC
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 488982)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £1,484m at 31 December 2025, for its group (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Metro Bank PLC.

Check your total protection

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Rate history

No change since tracking began.

Don't miss the end date

The term ends after 1 year. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

Go to Metro Bank to apply

You'll apply on Metro Bank's own website. Metro Bank may pay us if you open this account; that doesn't affect its position in our results.