Banks and building societies A to Z
Santander savings rates
9 accounts listed. The highest rate is 8.00% AER on the Regular Saver (regular saver, including a bonus for 1 year).
FSCS protection: up to £120,000 per person across everything you hold with Santander UK plc, which also trades as Cahoot. Money in those counts towards the same limit.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Edge SaverIncludes bonusUp to £4,000 | 6.00% | Easy access | £1 |
| First Home SaverBeats inflation | 4.00% | Easy access | £1 |
| Limited Access Saver (Issue 9) | 3.00% | Easy access | £1 |
| Select Easy Access SaverExisting customers | 2.50% | Easy access | £1 |
| Easy Access ISAISA | 2.00% | Easy access | £500 |
| Easy Access Saver | 2.00% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 2 Year Fixed Rate ISAISABeats inflation | 4.80% | Fixed for 2 years | £500 |
Regular saver
| Account | AER | Access | Min to open |
|---|---|---|---|
| Regular SaverIncludes bonus | 8.00% | Regular saver | £1 / £200 a month |
Junior ISA
| Account | AER | Access | Min to open |
|---|---|---|---|
| Junior ISAISA | 2.70% | Locked until 18 | £1 |
Compare Santander with every other bank
Who holds the money
- Deposit-taker
- Santander, a trading name of Santander UK plc
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025)
- Website
- santander.co.uk. Every "Go to bank" link we show for Santander leads only to this domain.
Complaints and reviews
- Complaints to the bank
- Complaints the bank itself reported to the FCA about banking and credit cards, for Santander UK Plc.57,274 complaints opened (2.36 for every 1,000 accounts); the bank upheld 46.9% of the complaints it closed. January to June 2026 (source)
These figures cover the whole firm behind Santander, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.
This page lists every Santander account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.