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Cahoot savings rates
4 accounts listed. The highest rate is 5.00% AER on the Sunny Day Saver (easy access).
FSCS protection: up to £120,000 per person across everything you hold with Santander UK plc, which also trades as Santander. Money in those counts towards the same limit.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Sunny Day SaverBeats inflationUp to £3,000 | 5.00% | Easy access | £1 |
| Simple Saver (Issue 20)Beats inflation | 4.52% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 1 Year Fixed Rate BondBeats inflation | 4.20% | Fixed for 1 year | £500 |
| 2 Year Fixed Rate BondBeats inflation | 4.20% | Fixed for 2 years | £500 |
Compare Cahoot with every other bank
Who holds the money
- Deposit-taker
- Cahoot, a trading name of Santander UK plc
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025)
- Website
- cahoot.com. Every "Go to bank" link we show for Cahoot leads only to this domain.
This page lists every Cahoot account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.