Sunny Day Saver

Easy access · Checked by hand 3 November 2026

5.00%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

This account takes up to £3,000.

Worked out from the AER. Variable rates can change.

Access: Instant, penalty-free access.
Minimum: £1
Maximum: £3,000
Interest paid: Monthly
Manage by: Online
Who can apply: Rate is for 1 year. No interest on balances over £3,000. Managed in Online Banking only.
Where we read it: Cahoot's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Juno hasn't read a Summary Box for this account yet. Cahoot's own page has the full terms and conditions.

Deposit-taker: Cahoot, a trading name of Santander UK plc
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025)

Up to £120,000 per person is protected across everything you hold with Santander UK plc.

Shared licence: Santander also uses this licence, so money there counts towards the same £120,000.

Juno started tracking this rate on 2026-11-03. A history builds up from here.

You'll apply on Cahoot's own website. Cahoot may pay us if you open this account; that doesn't affect its position in our results.