1 Year Fixed Rate Bond

Fixed for 1 year · Checked by hand 3 November 2026

4.20%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £840.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

Access: No additional deposits, withdrawals or account closures allowed.
Minimum: £500
Interest paid: Once a year
Manage by: Online
Who can apply: Minimum opening deposit of £500.
Where we read it: Cahoot's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Juno hasn't read a Summary Box for this account yet. Cahoot's own page has the full terms and conditions.

Deposit-taker: Cahoot, a trading name of Santander UK plc
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025)

Up to £120,000 per person is protected across everything you hold with Santander UK plc.

Shared licence: Santander also uses this licence, so money there counts towards the same £120,000.

Juno started tracking this rate on 2026-11-03. A history builds up from here.

The term ends after 1 year. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

You'll apply on Cahoot's own website. Cahoot may pay us if you open this account; that doesn't affect its position in our results.