Banks and building societies A to Z
Scottish Building Society savings rates
16 accounts listed. The highest rate is 4.75% AER on the 2 Year Fixed Rate E-ISA - Issue 116 (fixed for 2 years).
FSCS protection: up to £120,000 per person across everything you hold with Scottish Building Society.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Single Access E-ISA (Issue 1)ISABeats inflation | 3.65% | Easy access | £100 |
| Single Access Cash ISA (Issue 1)ISABeats inflation | 3.65% | Easy access | £100 |
| E-Saver Plus - Issue 8 | 3.25% | Easy access | £100 |
| Saver Plus - Issue 8 | 3.25% | Easy access | £100 |
| E-ISAISA | 2.35% | Easy access | £100 |
| Cash ISAISA | 2.35% | Easy access | £100 |
| Online Saver | 2.25% | Easy access | £100 |
| Instant Access Saver | 2.25% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| 2 Year Fixed Rate E-ISA - Issue 116ISABeats inflation | 4.75% | Fixed for 2 years | £500 |
| 2 Year Fixed Rate ISA - Issue 116ISABeats inflation | 4.75% | Fixed for 2 years | £500 |
| E-Savings Bond 254Beats inflation | 4.75% | Fixed for 25 months | £500 |
| Savings Bond 254Beats inflation | 4.75% | Fixed for 25 months | £500 |
| 1 Year Fixed Rate E-ISA - Issue 115ISABeats inflation | 4.61% | Fixed for 1 year | £500 |
| 1 Year Fixed Rate ISA - Issue 115ISABeats inflation | 4.61% | Fixed for 1 year | £500 |
| E-Savings Bond 253Beats inflation | 4.61% | Fixed for 13 months | £500 |
| Savings Bond 253Beats inflation | 4.61% | Fixed for 13 months | £500 |
Compare Scottish Building Society with every other bank
Who holds the money
- Deposit-taker
- Scottish Building Society
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Capital and reserves of £46.2m at 31 January 2026 (latest published accounts).
- Website
- scottishbs.co.uk. Every "Go to bank" link we show for Scottish Building Society leads only to this domain.
This page lists every Scottish Building Society account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.