Savings Bond 254

Fixed for 25 months · Checked 3 Nov 2026, 07:00

4.75%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £2,030.16 in 25 months, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: No withdrawals until the term ends (22 November 2028).
Minimum: £500
Maximum: £1,000,000
Interest paid: Once a year
Manage by: Branch, Post
Who can apply: Limited issue, first come first served.
Where we read it: Scottish Building Society's own page, 3 November 2026

Full details

Juno hasn't read a Summary Box for this account yet. Scottish Building Society's own page has the full terms and conditions.

Who holds your money

Deposit-taker: Scottish Building Society
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £46.2m at 31 January 2026 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Scottish Building Society.

Check your total protection

Rate history

No change since tracking began.

Don't miss the end date

The term ends after 25 months. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

Go to Scottish Building Society to apply

You'll apply on Scottish Building Society's own website. Scottish Building Society may pay us if you open this account; that doesn't affect its position in our results.